Financial intermediation and financial inclusion of poor households: Mediating role of social networks in rural Uganda

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dc.contributor.authorOkello Candiya Bongomin, George
dc.contributor.authorMpeera Ntayi, Joseph
dc.contributor.authorMunene, John C.
dc.contributor.authorMalinga Akol, Charles
dc.date.accessioned2022-09-06T19:10:05Z
dc.date.available2022-09-06T19:10:05Z
dc.date.issued2017
dc.description.abstractThe paper examined the mediating role of social networks in the relationship between financial intermediation and financial inclusion of poor households in rural Uganda. The paper used SPSS (statistical package for social scientist) and applied MedGraph program (Excel version 13), Sobel test, and Kenny & Baron guideline to test for the mediating role of social networks in the relationship between financial intermediation and financial inclusion. Quantitative data were collected from a total sample of 400 poor households living in rural Uganda who were randomly selected for this study. The findings revealed that social networks partially mediate in the relationship between financial intermediation and financial inclusion of poor households in rural Uganda. Besides, social networks and financial intermediation have significant and positive impacts on financial inclusion of poor households in rural Uganda. This implies that some effects of financial intermediation on financial inclusion go through social networks to cause an impact on financial inclusion of poor households in rural Uganda. Therefore, financial institutions such as banks and microfinance institutions should develop financial products and services that promote social networking among poor households in rural Uganda. In addition, they should advocate for participation by poor households in existing village associations and social organizations so as to develop wide social networks. This will help them to gain access to scarce and vital information about available financial services like credit.en_US
dc.identifier.citationGeorge Okello Candiya Bongomin, Joseph Mpeera Ntayi, John C. Munene & Charles Malinga Akol | (2017) Financial intermediation and financial inclusion of poor households: Mediating role of social networks in rural Uganda, Cogent Economics & Finance, 5:1, 1362184, DOI: 10.1080/23322039.2017.1362184en_US
dc.identifier.other10.1080/23322039.2017.1362184
dc.identifier.urihttps://nru.uncst.go.ug/handle/123456789/4598
dc.language.isoenen_US
dc.publisherCogent Economics & Financeen_US
dc.subjectFinancial inclusionen_US
dc.subjectSocial networksen_US
dc.subjectFinancial intermediationen_US
dc.subjectRural Ugandaen_US
dc.subjectPoor householdsen_US
dc.subjectBanks and microfinanceen_US
dc.subjectFinancial intermediariesen_US
dc.titleFinancial intermediation and financial inclusion of poor households: Mediating role of social networks in rural Ugandaen_US
dc.typeArticleen_US
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