The role of social networks in savings groups: insights from village savings and loan associations in Luwero, Uganda
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Date
2016
Authors
Journal Title
Journal ISSN
Volume Title
Publisher
Community Development Journal
Abstract
Studies of village savings and loan association (VSLAs) programmes in several African countries portray these initiatives as spaces that increase financial access for the poor, improve livelihoods, and provide members with social capital. Little is known, however, about their impact beyond increasing financial access. This paper shows that the benefits that accrue (or do not) from membership in VSLAs are mediated through networks of friendships and other social relations that predate the introduction of VSLAs. Based on ethnographic research on VSLAs conducted between 2012 and 2014 in Luwero District, Uganda, this paper examines women’s experiences in VSLAs, how social networks influence their decision to join a VSLA, and how
VSLAs provide women an opportunity to exercise agency through utilizing their social networks in their community. In this way, they are able to challenge structural barriers to financial autonomy and control at the household level.
Description
Keywords
social networks, savings groups, village savings, Luweero
Citation
Musinguzi, L. K. (2016). The role of social networks in savings groups: insights from village savings and loan associations in Luwero, Uganda. Community Development Journal, 51(4), 499-516.