Institutional frames for financial inclusion of poor households in Sub-Saharan Africa Evidence from rural Uganda
Loading...
Date
2016
Journal Title
Journal ISSN
Volume Title
Publisher
International Journal of Social Economics
Abstract
The purpose of this paper is to examine institutional frames for financial inclusion of poor
households in a Sub-Saharan Africa context and provide policy implications in solving the persistent
problem of limited inclusion of poor households into mainstream formal financial services in Uganda.
Design/methodology/approach – Cross-sectional research design was used in this study. Data were
collected from a randomly selected sample of 200 poor households located in Mukono District. Statistical
program for Social Scientists and Analysis of Moment Structures were used to generate results.
Findings – Results have revealed the presence of regulative, normative, and procedural and
declarative cognitive institutional frames, which affect financial inclusion of poor households in rural
rural Uganda. The findings and policy implications are discussed in detail in the paper.
Originality/value – This study parallels the World Bank Global Findex survey (2012) on general
aspects of financial inclusion around the world. It examines frames, which structure behaviours and
actions of poor households towards their financial decisions and choices in attempting to improve
financial inclusion with a major focus on rural Uganda.
Description
Keywords
Frames, Institutions, Financial inclusion, Unbanked, Financial exclusion, Poor households
Citation
Bongomin, GOC, Ntayi, JM, & Munene, J. (2016). Institutional frames for financial inclusion of poor households in Sub-Saharan Africa: Evidence from rural Uganda. International Journal of Social Economics . DOI 10.1108/IJSE-06-2014-0110