Credit Management Systems and Financial Performance of Savings and Credit Cooperatives (SACCOS) In Mid-Western Uganda

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dc.contributor.authorMuhunga Kule, Baguma John
dc.contributor.authorKamukama, Nixon
dc.contributor.authorNsambu Kijjambu, Frederick
dc.date.accessioned2022-05-02T18:15:32Z
dc.date.available2022-05-02T18:15:32Z
dc.date.issued2020
dc.description.abstractTo ascertain the relationship between credit management systems and financial performance of SACCOs in Mid-Western Uganda. Methodology: A cross-sectional research design and positivist paradigm were used to collect data from 93 SACCOs in Mid-Western Uganda using a closed-ended questionnaire. Standard linear regression analysis was carried out. Findings: The study findings reveal a moderate, positive and significant relationship between credit management systems and financial performance of SACCOs in Mid-Western Uganda. Unique contribution to practice and policy: This study suggests to management a need to put into place effective credit management systems if SACCOs are to improve their financial performance by ensuring that favorable terms and conditions, and adequate client appraisal process are in place. In addition, government should support SACCOs by providing staff trainings on credit terms and conditions formulation and improving their competencies in client appraisal.en_US
dc.identifier.citationKule, B. J. M. K., Kamukama, N., & Kijjambu, N. F. (2020). Credit management systems and financial performance of savings and credit cooperatives (SACCOS) in mid-western Uganda.en_US
dc.identifier.issn2520-0445 (Online)
dc.identifier.urihttps://nru.uncst.go.ug/handle/123456789/3136
dc.language.isoenen_US
dc.publisherAmerican Journal of Financeen_US
dc.subjectCredit Management Systemsen_US
dc.subjectFinancial Performance and SACCOsen_US
dc.titleCredit Management Systems and Financial Performance of Savings and Credit Cooperatives (SACCOS) In Mid-Western Ugandaen_US
dc.typeArticleen_US
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