Financial inclusion in rural Uganda: The role of social capital and generational values
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Date
2017
Journal Title
Journal ISSN
Volume Title
Publisher
Cogent Business & Management
Abstract
The purpose of this paper was to examine how variations in social capital
across generations promote financial inclusion among the poor in rural Uganda.
Data were collected from a sample of 200 poor households located in Mukono
district and processed using ordinary least square regression and ANOVA to examine
how variations in social capital across generations promote financial inclusion of the
poor in rural Uganda. The results generated indicate that variations in social capital
components across generations significantly and positively affect financial inclusion
of the poor in rural Uganda. The paper makes a significant contribution to existing
body of literature by showing that variations in social capital across generations
can cause an effect in financial inclusion of the poor, especially in rural Uganda.
Managers of financial institutions should consider generational values in promoting
financial inclusion. Specifically, they should design social financial products and
services that can boost collective action in order to promote financial inclusion of
the poor, especially in rural Uganda.
Description
Keywords
Bonding and bridging social capital, Collective action, Financial inclusion, Poor households, Generational values, Microfinance, Rural Uganda, Trust, Social structure, Reciprocation
Citation
George Okello Candiya Bongomin, John C. Munene, Joseph Ntayi Mpeera & Charles Malinga Akol | (2017) Financial inclusion in rural Uganda: The role of social capital and generational values, Cogent Business & Management, 4:1, 1302866, DOI: 10.1080/23311975.2017.1302866