Credit Risk Management Practices and Performance of Commercial Banks in South Sudan

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dc.contributor.authorOlobo, Maurice
dc.contributor.authorKaryeija, Gerald
dc.contributor.authorSande, Protazio
dc.contributor.authorKhoch, Steven
dc.date.accessioned2022-12-13T15:02:17Z
dc.date.available2022-12-13T15:02:17Z
dc.date.issued2021
dc.description.abstractThe study was set to examine the extent to which Credit Risk Management Practices influence banks’ performance in South Sudan. Credit Risk Management practices were looked at in terms of Credit Risk Identification (CRI) Credit Risk Assessment (CRA) and Credit Risk Control (CRC). The study applied a cross-sectional survey design with 124 respondents linked to the Credit process across 7 sampled banks in Juba. Cluster, purposive and sample random techniques were employed in gathering data using Structured questionnaires and interview guides. The study revealed a strong positive correlation between risk management practices and bank performance (r = 0.959; p-value = 0.000 which is less than 0.01). Credit Risk Assessment (CRA), Credit Risk Identification and Credit Risk Control all revealed significant results at r = 0.932 at p-value = 0.000; r = 0.977 at p-value = 0.000. The study further revealed that a unit increase in CRI and CRA and CRC, increased bank performance by 35.8%, 25.3% and 37.1% respectively. While CRI = (β = 0.358 and p = 0.000) and CRA (β = 0.253 and p = 0.000) seamed to drive growth of the asset book, CRC influenced Asset Quality by (β = 0.371 and p = 0.000).en_US
dc.identifier.citationOlobo, M., Karyeija, G., Sande, P., & Khoch, S. (2021). Credit Risk Management Practices and Performance of Commercial Banks in South Sudan. Journal of Financial Risk Management, 10(3), 306-316.https://doi.org/10.4236/jfrm.2021.103018en_US
dc.identifier.issn2167-9541
dc.identifier.urihttps://nru.uncst.go.ug/handle/123456789/6258
dc.language.isoenen_US
dc.publisherJournal of Financial Risk Managemenen_US
dc.subjectCredit Risk Identification, Credit Risk Assessment, Credit Risk Control, Asset Booken_US
dc.titleCredit Risk Management Practices and Performance of Commercial Banks in South Sudanen_US
dc.typeArticleen_US
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