Financial Inclusion in Rural Uganda: Testing Interaction Effect of Financial Literacy and Networks
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Date
2016
Journal Title
Journal ISSN
Volume Title
Publisher
Journal of African Business
Abstract
Based on the premise that financial literacy take place in networks to
influence the level of financial inclusion, the study examined
whether networks moderate in the relationship between financial
literacy and financial inclusion among poor households in rural
Uganda. Studies have revealed that financial literacy affects the
level of financial inclusion. However, these studies have failed to
incorporate the moderating role of networks in the relationship
between financial literacy and financial inclusion. The results showed
that networks positively and significantly moderates in the relationship
between financial literacy and financial inclusion with both
financial literacy and networks having direct and significant effects.
Description
Keywords
Financial inclusion, Financial literacy, Microfinance, Social networks, Social ties
Citation
George Okello Candiya Bongomin, Joseph Mpeera Ntayi, John C. Munene & Isaac Nkote Nabeta (2016) Financial Inclusion in Rural Uganda: Testing Interaction Effect of Financial Literacy and Networks, Journal of African Business, 17:1, 106-128, DOI: 10.1080/15228916.2016.1117382