Browsing by Author "Ssekiziyivu, Bob"
Now showing 1 - 10 of 10
Results Per Page
Sort Options
Item Attitude: Mediator of Subjective Norm, Religiosity and Intention to Adopt Islamic Banking(Journal of Islamic Marketing., 2019) Bananuka, Juma; Kasera, Musa; Muganga, Grace Najjemba; Musimenta, Doreen; Ssekiziyivu, Bob; Kimuli, Saadat Nakyejwe LubowaThe purpose of this paper is to report on the results of a study carried out to examine the mediating effect of attitude in the relationship between subjective norm, religiosity and intention to adopt Islamic banking in a developing secular state like Uganda. This study’ research design was cross sectional. Closed ended questionnaires were distributed to 258 managers of micro businesses in Uganda. Data were analyzed with the help of SPSS v22 and MedGraph program (Excel version).Attitude is a significant mediator in the relationship between subjective norm and intention to adopt Islamic banking. Also, attitude significantly mediates the relationship between religiosity and intention to adopt Islamic banking. The study used only a single research methodological approach; therefore, future research could be undertaken using a mixed-methods approach. Emphasis should be put on improving the mindsets of Ugandans toward Islamic banking. While there has been a number of studies on Islamic banking, this study provides an initial empirical evidence on the mediation effect of attitude in the relationship between subjective norm, religiosity and intention to adopt Islamic banking in a single study in an African developing secular state like Uganda.Item Borrowers’ Characteristics, Credit Terms and Loan Repayment among Clients of MFI’s(Academia, 2020) Ssekiziyivu, Bob; Nabeeta, Isaac NkoteThe purpose of this study was to establish the relationship between borrowers’ characteristics, credit terms and loan repayment amount clients of MFIs in Luwero District Kampala Simple random sampling was used to select a sample of 24 SACCOs from Luwero district of which a sample of 266 respondents were purposively selected from these SACCOs. A cross sectional research design was adopted which involved descriptive, correlation, factor analysis and regression approaches. Data were analyzed through SPSS.Results indicated that there was no significant relationship between borrowers’ characteristics and loan repayment while the relationship between credit terms and loan repayment was significant. Results from the regression analysis showed that borrowers’ characteristics and credit terms significantly predicted 16.2% of loan repayment. The study is relevant in that various business owners who borrow money, will help them revisit the loan taking decision and also to evaluate the loans before taking up the loan. The results will help them to use the loans more effectively.it will also help the MFI loan officers to analyze their borrowers, supervise the loans and repayment that would make them maintain their customers as well as the business sustain ability and the sustainability of the MFI.Item Business Incubation Practices and Sustainability of Incubatee Start-up Firms in Uganda(Cogent Business & Management, 2021) Ssekiziyivu, Bob; Banyenzaki, YoramThe purpose of this study was to establish the relationship between business incubation practices and sustainability of incubatee start-up firms in Uganda using business incubation theory and network theory. A quantitative methodology is used for data collection based on 110 incubatee start-up firms from 8 incubators in Uganda. It is a cross-sectional descriptive study, which investigates the causal effect of variables at a definite point in time. A principal factor analysis was conducted to single out the particular constructs of business incubation practices and sustainability. Simple random sampling was used for selecting start-ups from the incubation centres. The sampling framework consists of the founders of the start-ups that have been previously incubated at any of the selected incubation centres. Data were analysed using Statistical Package for Social Sciences. Incubatee selection criteria, incubatee monitoring practices and resources have a positive and significant impact on sustainability of incubatee start-up firms. The study has emphasised good business incubation practices to enable sustainability of start-up firms in Uganda. This study was limited to only incubators in Uganda and it is possible that the results are only applicable in Uganda. This paper adds to the limited business incubation literature and provides the first empirical evidence of business incubation practices on sustainability of incubatee start-up firms in Uganda.Item Corporate governance practices in microfinance institutions: Evidence from Uganda(Cogent Business & Management, 2018) Ssekiziyivu, Bob; Mwesigwa, Rogers; Bananuka, Juma; Namusobya, ZainabThe purpose of this paper was to identify the corporate governance practices of Micro-finance institutions and to suggest strategies for improving corporate governance in Micro-finance institutions. This study was cross sectional and used a survey research design. Usable questionnaires were received from 179 respondents. Active Micro-finance institutions' members were the study’s unit of inquiry. We analysed data with the help of statistical package for social scientists (SPSS). Findings suggest that Micro-finance institutions have boards though not effective, there are no fully constituted board committees, shareholders rights are sometimes not respected and accountability failures are common. Results further indicate the strategies for improving corporate governance such as having a board in placewith financial expertise. Results are useful in policy formulation for example,Micro-finance institutions need to be regulated and a corporate governance code need to be put in place.Item Corporate Governance, Internal Audit Function and Accountability in Statutory Corporations(Cogent Business & Management, 2018) Tumwebaze, Zainabu; Mukyala, Veronica; Ssekiziyivu, Bob; Tirisa, Caroline Bonareri; Tumwebonire, AshimThe purpose of this study was to establish the contribution of corporate governance and internal audit function on accountability in statutory corporations. This study is cross sectional and correlational. Data were collected through a questionnaire survey of 66 corporations. Data were analysed using Statistical Package for Social Sciences. Correlation results indicate a positive association between corporate governance and accountability as well as internal audit function and accountability while regression results indicate that only internal audit function is a significant predictor of accountability. The regression model shows that both internal audit function and corporate governance predict 36.2% of the variance in accountability of statutory corporations. This study is relevant to policy makers in terms of ensuring strong policies are in place to manage risks and to make sure that there are effective internal controls for better accountability in these enterprises. Whereas both corporate governance and internal audit function had been viewed as possible explanations of accountability, this study only confirms internal audit function as a significant predictor of accountability.Item Credit allocation, risk management and loan portfolio performance of MFIs—A case of Ugandan firms(Cogent Business & Management, 2017) Ssekiziyivu, Bob; Mwesigwa, Rogers; Mayengo, Joseph; Nabeta, Isaac NkoteThe purpose of this study was to establish examine the relationship between credit allocation, risk management and loan portfolio performance of MFIs in Uganda. Design/methodology/approach: A cross-sectional research design was adopted which involved descriptive, correlation and regression approaches. Data were analysed through SPSS. Simple random sampling was used to select a sample of 40 MFIs from the population of 45 in Kampala and Wakiso districts. Findings: Results indicated that credit allocation and risk management had a significant relationship with loan portfolio performance. Results from the regression analysis showed that credit allocation and risk management significantly predicted 23.9% of loan portfolio performance. Practical implications: It was recommended that managers of the MFIs should conduct pre-disbursement trainings through workshops and seminars for all successful loan applicants which would enable them on how to utilize the loan facilities acquired which will eventually reduce on the default rates. Originality/value: This is one of the few studies that focus on credit allocation, risk management and loan portfolio performance of MFIs within the context of Uganda.Item Demographic and Media Factors Affecting Women’s Demand for Different types of Health Insurance: Evidence from a Developing Country(F1000Research, 2022) Musoke, Edward; Ssekiziyivu, Bob; Mukoki, James; Ashaba, ClaireIn the absence of a National Health Insurance Scheme, many Ugandans don’t have access to basic health care because of the high cost of attaining this health care. The problem is even worse among women who are faced with higher rates of morbidity and hospitalization. The objective of the study was to assess demographic and media factors affecting the demand for community, employer provided and private health insurance among women in Uganda. The study used secondary data from the 2016 Uganda Demographic Health Survey, a nationally representative survey. The sample comprised of 18,506 women aged 15-49 years from a population of 20,880 households. Data were analyzed using STATA version 15. Descriptive statistics, Chi square tests and the Firth logistic regression were used to understand the frequency distribution of different types of health insurance, demographic and media factors, associations between different types of health insurance, demographic and media factors and the demographic and media factors affecting the demand for community, employer provided and private health insurance.The results indicated low demand for different types of health insurance among women. Education and wealth were the demographic factors that affected the demand for community and employer provided health insurance while marital status, age and education were demographic factors that affected the demand for community, employer provided and private health insurance respectively. Watching television, reading newspapers and listening to radio were the media factors that affected the demand for employer provided health insurance while listening to radio was the only media factor that affected the demand for community health insurance. There is a need to expedite the National Health Insurance policy to enhance the uptake of health insurance among women in Uganda.Item Entrepreneurial Framework Conditions and Business Sustainability among the Youth and Women Entrepreneurs(Asia Pacific Journal of Innovation and Entrepreneurship, 2020) Orobia, Laura A.; Tusiime, Immaculate; Mwesigwa, Rogers; Ssekiziyivu, BobThis study aims to investigate the relationship between entrepreneurial framework conditions (EFCs) and business sustainability among youth and women entrepreneurs using the institutional theory. This study is cross-sectional and follows an explanatory research design using 390 youth and women entrepreneurs in Mbarara district (Uganda). A principal factor analysis was conducted to single out the particular constructs of business sustainability and EFC. Inferential analysis was conducted to test the relationships. First, the constructs of business sustainability are stakeholder engagements, people and skills, ecosystem management, market and sales and innovation. Second, the constructs of EFC are education, government program and policies, IT infrastructure, market openness and finance. Finally, finance and IT infrastructure are significant predictors of business sustainability among the youth and women entrepreneurs.Item How do transport companies execute strategies in a volatile environment? A qualitative inquiry(Emerald Group Publishing Limited, 2024-04) Ssekiziyivu, Bob; Bagire, Vincent; Ngoma, Muhammed; Nkurunziza, Gideon; Abaho, Ernest; Hassan, BashirPurpose – The purpose of this study was to explore how transport companies in Uganda execute strategies in a turbulent business environment. Design/methodology/approach – The study adopted an exploratory qualitative methodology using the data collected through an open-ended instrument. Utilizing the qualitative data analysis software QSR NVivo9, the data were analyzed following the Gioia's methodology. Verbatim texts were used to explain the emergent themes. Findings – The study's findings show that to successfully execute strategies, companies in Uganda communicate, coordinate and put control systems in their operations. The activities undertaken include customer care, timely settlement of complaints, comfortable seats, playing local music, partnerships with reliable fuel stations, setting up strategic offices, cost management, use of experienced drivers, sub-renting vehicles and inspections. Originality/value – The study produces a pioneering result of how transport companies execute strategies in a turbulent business environment, an aspect that has not been adequately highlighted in previous studies.Item Leadership Styles, Job Satisfaction and Organizational Commitment among Academic Staff in Public Universities(Journal of Management Development., 2020) Mwesigwa, Rogers; Tusiime, Immaculate; Ssekiziyivu, BobThe purpose of this paper is to examine the relationship between leadership styles and Organizational commitment among academic staff in Ugandan Public Universities, mediated by Job Satisfaction. The study was cross-sectional, quantitative, and used correlation and regression to test the hypothesis. A sample of 353 academic staff was drawn from five public universities in Uganda, of which a response rate of 66 percent was obtained. Organizational commitment among academic staff in public universities in Uganda depends on the age of the academic staff, length of service, position level, leadership styles employed, and job satisfaction. Findings further show that job satisfaction partially mediates the relationship between leadership styles and organizational commitment. Only a single research methodological approach was employed; thus, future research through interviews could be undertaken to triangulate.