Browsing by Author "Ratnakaram, Sunitha"

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    Cryptocurrency: Threat or Opportunity
    (Springer Singapore, 2021) Chakravaram, Venkamaraju; Ratnakaram, Sunitha; Agasha, Ester; Vihar, Nitin Simha
    Though a weak currency is a sign of a weak economy and a weak economy leads to a weak nation, here we gave an attempt to study about the cryptocurrency. Cryptocurrency is also known as the digital currency of the 21st Century which moves in the form of cryptographic codes in between people or institutions those who are connected to peer to peer networks (P2P). Blockchain Technology plays a major role in the flow of cryptographic codes among various nodes in the P2P networks to convert into Cryptocurrency in the decentralized ledger environment. This paper investigates the working of cryptocurrency and its impact on economies, especially to list the threats and opportunities to the Indian Economy. Also gave an attempt to differentiate the cryptocurrency and fiat or real currencies on various aspects in the world economy. We used descriptive cum exploratory research methodology to get the desired results in the present research work.
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    The Role of Blockchain Technology in Financial Engineering
    (Springer Singapore., 2021) Chakravaram, Venkamaraju; Ratnakaram, Sunitha; Agasha, Ester; Vihari, Nitin Simha
    Home ICCCE 2020 Conference paper The Role of Blockchain Technology in Financial Engineering Venkamaraju Chakravaram, Sunitha Ratnakaram, Ester Agasha & Nitin Simha Vihari Conference paper First Online: 12 October 2020 1344 Accesses 3 Citations Part of the Lecture Notes in Electrical Engineering book series (LNEE,volume 698) Abstract This research work is to study and list out the processes and operational areas where Blockchain Technology (BCT) is playing a greater role as a tool in the process of financial engineering (FE) in the insurance business. We studied the use of BCT as one of the InsurTech tools in the design and development of financially engineered insurance products. Here, the development of insurance products covers the design of new and innovative insurance policy models, its attractive features as per the needs and requirements of concerned target customers. Insurance processes cover the management and administration of insurance business i.e., marketing, sales and distribution, the underwriting process and claims management, etc. Financial Engineering is a process of creating a new and innovative insurance model by merging existing policy models OR creating a new and innovative insurance model. FE uses the tools and techniques of Statistics, Financial Mathematics, Econometrics, ICTs which includes, FinTech tools, InsurTech tools like Blockchain Technology, Artificial Intelligence, etc. In this research work, we used descriptive cum explorative research methodology. We have studied the role of BCT as an effective tool in the financial engineering process of the insurance business.