Browsing by Author "Nsambu Kijjambu, Frederick"

Now showing 1 - 6 of 6
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    Credit Management Systems and Financial Performance of Savings and Credit Cooperatives (SACCOS) In Mid-Western Uganda
    (American Journal of Finance, 2020) Muhunga Kule, Baguma John; Kamukama, Nixon; Nsambu Kijjambu, Frederick
    To ascertain the relationship between credit management systems and financial performance of SACCOs in Mid-Western Uganda. Methodology: A cross-sectional research design and positivist paradigm were used to collect data from 93 SACCOs in Mid-Western Uganda using a closed-ended questionnaire. Standard linear regression analysis was carried out. Findings: The study findings reveal a moderate, positive and significant relationship between credit management systems and financial performance of SACCOs in Mid-Western Uganda. Unique contribution to practice and policy: This study suggests to management a need to put into place effective credit management systems if SACCOs are to improve their financial performance by ensuring that favorable terms and conditions, and adequate client appraisal process are in place. In addition, government should support SACCOs by providing staff trainings on credit terms and conditions formulation and improving their competencies in client appraisal.
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    Factors Affecting Performance of Commercial Banks in Uganda A Case for Domestic Commercial Banks
    (International Business Research Conference, 2014) Nsambu Kijjambu, Frederick
    The study seeks to establish the underlying factors responsible for performance of domestic commercial banks in Uganda. The factors are analyzed in the light of structure–conduct performance (SCP) and Efficiency hypothesizes (ES). This is supplemented by Global advantage theory together with Home field theory. The study analyses performance of all licensed domestic and foreign commercial banks independently on average basis. Using Linear multiple regression analysis over the period 2000-2011, the study found that, management efficiency; asset quality; interest income; capital adequacy and inflation are factors affecting the performance of domestic commercial banks in Uganda over the period 2000-2011. Policy implications emerged for commercial banks’ management includes; efficient management; credit risk management; capital adequacy levels; diversification and commercial bank investment. In addition, monetary policy regulations and instruments should not enforce high liquidity and capital adequacy levels. Regulations on non-interest income activities should be put in place to harmonize the impact of diversification on all commercial banks’ performance and to avoid exploitation of bank customers.
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    The Future of Farmer organisations: Opportunities and Challenges in Achieving Household Food Security. Evidence from Acholi Sub-region, Northern Uganda.
    (Journal of Developing Economies, 2022) Namubiru, Margaret; Nsambu Kijjambu, Frederick; Rwakihembo, John
    The study set out to determine the relationship status of farmers’ organisations in the region, examine the opportunities for farmer organisations in achieving households’ food security, and investigate the challenges farmer organisations face in achieving household food security. Methodology: The study used descriptive, correlational and cross-sectional research designs grounded by a mixed-methods approach. Quantitative data was collected on a sample of 370 households using a structured questionnaire, while qualitative data was collected from 16 face-to-face interviews. The study used both purposive and simple random sampling techniques. Data analysis was done using descriptive and Pearson correlation analyses, while thematic content analysis generated qualitative results. Findings: The Study indicated a positive albeit weak relationship between farmer organisations and household food security in the Acholi Sub-region. The results indicated that most farmer organisations are inactive and informal with low household participation. A possible explanation could be the small membership size and organisations’ inability to tap existing production and marketing opportunities. Unique contribution to practice and policy: The study guides the government in creating an enabling environment that supports farmer organisations in accessing external markets and market information by improving infrastructure and strengthening capacity building of farmer organisations to increase food security.
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    Increased Foreign Commercial Banks and Performance of Domestic Commercial Banks in Uganda
    (European Business Research Conference, 2015) Nsambu Kijjambu, Frederick; Ddumba-Ssentamu, John
    This paper focuses on the effect of increased foreign commercial banks on performance of domestic commercial banks in Uganda over the period 2000-2011. Descriptive statistics were used to analyze banks’ performance trends over the period of twelve years, divided into two periods: 2000 to 2006 being; pre- increased period of foreign commercial banks while 2007 to 2011 being increased foreign commercial banks periods. The study found that, increased foreign commercial banks had a positive effect on deposits mobilization; liquidity position; Interest income and Non-interest income; technical know-how, which included among others, risk management and eventually improvement in profits of domestic commercial banks. Policy implications emerged is that foreign commercial banks are major players in commercial banking sector development, therefore, monetary policy makers and regulatory authorities should attract many foreign commercial banks to join Uganda’s commercial banking sector.
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    Managerial Competencies and Supply Chain Performance of Relief Aid Organizations in Western Uganda
    (American Journal of Supply Chain Management, 2020) Aryatwijuka, Wilbroad; Kamukama, Nixon; Nsambu Kijjambu, Frederick; Rukundo, Aloysius
    The paper presents the influence of managerial competencies on supply chain performance of relief aid organizations in western Uganda. Methods-The study employed a cross-sectional and quantitative research design comprising 105 relief aid organizations operating in western Uganda. Data was analyzed using SPSSv22, to generate descriptive statistics, run correlation and hierarchical regression analysis. Findings-The findings showed a positive significant influence of managerial competencies on supply chain performance of relief aid organizations in western Uganda. Limitations-The study did not examine the influence of other factors such as the other supply chain enablers which include infrastructure on humanitarian supply chain performance. The focus was on the influence of managerial competencies on supply chain performance. Unique contribution to practice and policy- relief aid organizations should emphasize attracting, training and retaining staff with professional, social and personal competencies to ensure efficient delivery of relief supplies.
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    Performance of Non-African Foreign Commercial Banks in Uganda
    (SSRN, 2017) Nsambu Kijjambu, Frederick; Ddumba-Ssentamu, John
    The focus of this study was to establish key factors responsible for the performance of non- African foreign Commercial banks in Uganda, in the light of Global Advantage Theory. The analysis was supplemented by structure–conduct performance (SCP) and efficiency hypothesizes (ES). The study analysed the performance of licensed non-African foreign commercial banks on average, over the period 2000-2011, using Linear multiple regression analysis. The study findings showed that, management efficiency, capital adequacy and reputation/goodwill are key factors affecting the performance of non-African foreign commercial banks in Uganda. On the contrary, credit risk has a negative impact on performance of non-African foreign commercial banks in Uganda. On a positive note, diversification, investment in securities and correct prediction of inflation are factors that drive the enhanced performance of non-African foreign commercial banks in Uganda. The emerging policy implication is that commercial banks’ managements should focus on improving: management efficiency; bank reputation/goodwill; credit risk management; capital adequacy levels; diversification and investment. In addition, monetary policy regulations and instruments should not enforce high liquidity and capital adequacy levels. There is also need for regulations on non-interest income activities to harmonize the impact of diversification on all commercial banks’ performance and avoid the exploitation of commercial banks’ customers.