Browsing by Author "Ddumba-Ssentamu, John"

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    Increased Foreign Commercial Banks and Performance of Domestic Commercial Banks in Uganda
    (European Business Research Conference, 2015) Nsambu Kijjambu, Frederick; Ddumba-Ssentamu, John
    This paper focuses on the effect of increased foreign commercial banks on performance of domestic commercial banks in Uganda over the period 2000-2011. Descriptive statistics were used to analyze banks’ performance trends over the period of twelve years, divided into two periods: 2000 to 2006 being; pre- increased period of foreign commercial banks while 2007 to 2011 being increased foreign commercial banks periods. The study found that, increased foreign commercial banks had a positive effect on deposits mobilization; liquidity position; Interest income and Non-interest income; technical know-how, which included among others, risk management and eventually improvement in profits of domestic commercial banks. Policy implications emerged is that foreign commercial banks are major players in commercial banking sector development, therefore, monetary policy makers and regulatory authorities should attract many foreign commercial banks to join Uganda’s commercial banking sector.
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    Performance of Non-African Foreign Commercial Banks in Uganda
    (SSRN, 2017) Nsambu Kijjambu, Frederick; Ddumba-Ssentamu, John
    The focus of this study was to establish key factors responsible for the performance of non- African foreign Commercial banks in Uganda, in the light of Global Advantage Theory. The analysis was supplemented by structure–conduct performance (SCP) and efficiency hypothesizes (ES). The study analysed the performance of licensed non-African foreign commercial banks on average, over the period 2000-2011, using Linear multiple regression analysis. The study findings showed that, management efficiency, capital adequacy and reputation/goodwill are key factors affecting the performance of non-African foreign commercial banks in Uganda. On the contrary, credit risk has a negative impact on performance of non-African foreign commercial banks in Uganda. On a positive note, diversification, investment in securities and correct prediction of inflation are factors that drive the enhanced performance of non-African foreign commercial banks in Uganda. The emerging policy implication is that commercial banks’ managements should focus on improving: management efficiency; bank reputation/goodwill; credit risk management; capital adequacy levels; diversification and investment. In addition, monetary policy regulations and instruments should not enforce high liquidity and capital adequacy levels. There is also need for regulations on non-interest income activities to harmonize the impact of diversification on all commercial banks’ performance and avoid the exploitation of commercial banks’ customers.